I think we all would agree this has been the most disruptive year of our lives. I've never known a time with more uncertainty, more changes, more disruptions than last year. Yet, as humans, we plowed forward, resilient in the changes we've encountered. I like to start off 2021 with a thankful heart. Thankful for the loved ones still in our lives, and warm memories of those friends and family members no longer here. Here's a toast to 2021. May our hearts remain open to forgiveness and hopeful for meaningful experiences! Here's hoping for the best year ever!